Ameriprise Financial makes available to its registered shareholders and interested first
time investors a direct purchase and sale and dividend reinvestment plan for shares of
our common stock. The plan is called the Broadridge Direct Stock Purchase Plan or DSP,
and it is sponsored and administered solely by our stock transfer agent Broadridge
Corporate Issuer Solutions, Inc. DSP offers a convenient and cost effective way to buy
and sell shares of our common stock. Plan participants are responsible for enrollment
and transaction fees and costs.
If you are not a registered holder of our common stock, you must make a minimum initial
investment of $1,000. After you make this initial investment, you can make additional
investments in amounts as low as $50. If you are already a registered holder, the
minimum investment amount is $50. The limit on the amount you can invest in any one year
is $120,000.
DSP allows participants to:
- Buy shares of our common stock directly through Broadridge, as the administrator of
the plan.
- Choose to purchase additional shares of our common stock through dividend
reinvestment or receive dividends by check or direct deposit to your bank account.
- Hold your shares in book-entry form at our transfer agent, eliminating the risk of
lost or stolen certificates. You can still request physical certificates at any
time.
- Deposit your Ameriprise stock certificates directly into your plan account. You can
withdraw or transfer all or a portion of your shares at any time.
- Sell all or a portion of your Ameriprise Financial shares of common stock held in
your plan account without having to request the issuance of a stock certificate.
Participation in the plan is voluntary, and may not be suitable for you. You can
decide to withdraw from the plan at any time. You should talk with your financial
advisor before enrolling in the plan and deciding how much to invest.
As with any common stock, Ameriprise Financial shares are not insured by the Federal
Deposit Insurance Corporation and are not guaranteed by
Broadridge or Ameriprise Financial. Shares of common stock are subject to investment
risk, including the loss of the amount you invest. Shares held in
DSP are not protected under the Securities Investor Protection Act of 1970.
The DSP brochure and enrollment form provide important additional information and
disclosures about
DSP, including a schedule of the current fees and costs paid by participants and the
terms and conditions that govern the plan. Please read these documents carefully before
you decide to participate in the plan.